Products & Classes

At AmTrust, we focus on large-volume, low-value special risk insurance programmes. Our portfolio includes, but is not limited to:
 
Affinity Products
Affinity products are offered on an optional basis as a way of improving your profit margin, or included on a mandatory basis as a powerful marketing aid. If you have a high-volume distribution channel, we can design solutions for either scenario.

Mobile Phones Insurance
AmTrust International is a market leader in providing mobile phone solutions. Whether you are a coverholder seeking underwriting capacity, or a retailer looking for a complete solution, we can help.

Computers Insurance
We can design underwriting solutions to cover all risks, as well as extended warranty schemes. Whether you are a coverholder seeking underwriting capacity, or a retailer looking for a complete solution, we can help.

Brown and White Goods Insurance
We underwrite and design insurance solutions for all types of brown and white schemes, including retailer and manufacturer schemes.

Motor Vehicle Warranty Insurance
We are market leaders in underwriting motor warranty schemes. We offer underwriting support for our partners who market used, new and manufacturer schemes on an international basis. Our experience includes a major partnership with the RAC.

Personal Accident
We write Personal Accident business on an affinity basis. We offer low premium products to be added to an existing service or product.

Heavy Plant and Equipment Insurance
We underwrite schemes designed to cover heavy plant equipment. Typical cover is breakdown warranty and/or all risks.

Payment Protection Insurance (Creditor)
Payment Protection Insurance (PPI), also known as "Creditor" Insurance, is most commonly used to protect mortgage or personal loan repayments in the event of the borrower becoming unemployed, or losing income due to illness or injury. However, PPI can also be adapted to protect any form of regular financial commitment.

In the lending market PPI serves two purposes. It protects the borrower from the financial consequences of falling behind on borrowing commitments, and for lenders it protects against bad debts and their adverse effect on the balance sheet.

AmTrust is a market leading underwriter of PPI through intermediated distribution channels and can design bespoke solutions to any area of the market.

Guaranteed Asset Protection (GAP) Insurance
GAP insurance is offered at point of sale of private motor vehicles and falls into two categories.

Finance shortfall GAP will pay the difference between the settlement figure on a finance agreement (used to buy the vehicle), and the amount paid out on an insurance policy in the event of a successful total loss claim. Return to invoice GAP is not linked to a finance agreement but will pay the difference between the motor insurance total loss claim, and the price originally paid for the vehicle.

Speed Camera Protection Insurance
This innovative product offering provides financial compensation in the event that the policyholder is disqualified from driving, following the totting up of minor offenses.

Equestrian and Pet Insurance
We offer pet and equestrian products through our direct retail arm, AmTrust Equine at www.amtrustequine.co.uk. These products are available on a affiliate basis, or we can offer underwriting capacity alone if required.

However, we are always looking to engage in new markets. Please contact us for a personal consultation of your policy needs.